LTC Hybrids Offer Flexibility and Leverage

by | Sep 12, 2023 | Long Term Care

Jack Nachtrab Life Insurance Consultant For clients nearing retirement, long term care insurance is a very important piece of the financial plan. However, many clients shy away from traditional LTCI policies since there’s no guarantee they’ll use it, and they don’t...

More State LTC Mandates coming?

by | Jul 26, 2023 | Long Term Care

Jack Nachtrab Life Insurance Consultant In 2022, the State of Washington started to require that all residents have long term care and mandated a new payroll tax where people were taxed to pay for their future, state sponsored LTC. The LTC benefits provided by the...

AG-49 Regulation Update Explained

by | Apr 19, 2023 | Life, Uncategorized

Jack Nachtrab Life Insurance Consultant On May 1, 2023, there will be an expansion of AG-49 specifically regarding illustrations of IUL products. This new regulation will limit the maximum illustrated rate of some indexes used by insurance carriers. The main objective...

Coverage Options For Business Owners

by | Mar 24, 2023 | DI, Life, Long Term Care

Jack Nachtrab life Insurance Consultant As tax season rolls along, many business owners are evaluating financials and the state of their business. Now is a great time to discuss the unique planning opportunities for business owners when it comes to Life, DI, and LTC...