by Jody Horetski | Feb 21, 2024 | Life, Uncategorized
Jody Horetski Life Insurance Consultant Shopping for life insurance is fairly simple, even if the client is considered a high-risk applicant. During the application process, you might have to provide additional information about any occupation, hobby, high risk...
by Jack Nachtrab | Feb 8, 2024 | Life, Long Term Care, Tax, Uncategorized
Jack Nachtrab Life Insurance Consultant As tax season picks up many clients will be reviewing their finances, which brings opportunities to advisors for new planning and adjustments to existing plans. Here are some things to discuss and ask your clients during tax...
by Jack Nachtrab | Nov 2, 2023 | Life, Uncategorized
Jack Nachtrab Life Insurance Consultant One of the best features of term policies is the option to convert the death benefit into permanent coverage without needing to show evidence of insurability again. Paying attention to the conversion features and reminding...
by Jody Horetski | Aug 31, 2023 | Life, Uncategorized
Why do I need insurance anyway? The main reason for buying life insurance is to protect families from devasting financial loss should one pass away unexpectedly. However, life insurance isn’t just for those who are married with children. Younger...
by Jody Horetski | Jun 15, 2023 | Life, Uncategorized
Jody Horetski Life Insurance Consultant Today, women are working harder than ever to provide for their families and contribute to the household income, share in the same responsibilities as men do when buying life insurance to protect their family, replace lost...
by Jack Nachtrab | Apr 19, 2023 | Life, Uncategorized
Jack Nachtrab Life Insurance Consultant On May 1, 2023, there will be an expansion of AG-49 specifically regarding illustrations of IUL products. This new regulation will limit the maximum illustrated rate of some indexes used by insurance carriers. The main objective...