Life Insurance Planning for Clients with Pensions

Jack Nachtrab Pensions in the private workplace are not as prevalent today as they used to be, however most public sector jobs still offer pensions. When it comes time for retirement, married clients are faced with the decision on whether to take a single-life payout...

Play it Safe – Fill the Gap

Jody Horetski Life Insurance Consultant According to a recent study, only about half of the adults in the U.S. have life insurance coverage.  While most of the advisors we work with sell individual policies to their clients, the workplace market is another avenue...

The Cost of Waiting

Tim Beauregard Regional VP-South After a record year for low interest rates, you are probably telling clients to wait until rates increase. Even in a low interest-rate environment, an annuity can be a good choice for clients. Of course, the higher the rate, the...

Life Insurance “On the Go”!

Jody Horetski, Life Insurance Consultant Today, everything is ​”rush, rush, rush” and on to the next appointment.  With such busy schedules, our agents need the ability to communicate with their clients while on the go.  Most days, it may seem...

An Often-Over-Looked Tax Deduction

Chris Wholehan, President Wholehan Marketing As we enter another tax season and your clients begin to review their personal situation, do not overlook the tax deductions available to some clients who are paying traditional Long-Term Care Insurance premiums.  LTCI...

Protected Accumulation from Wholehan Marketing

Tim Beauregard, Regional VP – South Fixed index annuities offer a protected accumulation solution for your clients who want to protect their retirement savings from market downturns while having more growth potential than what traditional fixed income assets are...

The Importance of a Business Insurance Plan

Jack NachtrabLife Insurance Consultant As we move into tax season and many business owners begin looking at their financials, it sparks a good opportunity to start a conversation with your business owner clients about developing and funding a buy-sell or key-person...

The Last Survivor

Securing a Legacy for your Children Life Insurance Consultant A Survivorship/Second-to-Die Life Insurance policy is a type of permanent life insurance that is often chosen when the purpose is to leave money to a couple’s heirs when both spouses have passed.  In...

Prepare for the Unexpected

Consider adding a chronic illness rider to your life insurance policy Jody Horetski Life Insurance Consultant Many of us know someone who’s had to care for a loved one with a chronic disease or had a severe cognitive impairment and understand the emotional, physical,...