College Funding – Think Life Insurance!

Jody Horetski Life Insurance Consultant The fall semester for college is right around the corner and many parents have the expensive cost of tuition on their minds. Rising college bills, plus the cost of dorms, travel and books really adds up. If you have a who will...

Value through Fact-Finding Conversations

Jody Horetski Life Insurance Consultant A fact-finding conversation is not just about gathering information, it is about connecting with your client on a personal level to understand their needs.  Fact-finding conversations help determine how much insurance is...

IRA Maximization ~ Tax Elimination Strategies

IRAs were created as a tax-advantaged way to encourage personal retirement savings, allowing tax-deductible contributions and tax deferred growth. However, IRAs were not made as a vehicle to pass wealth to future generations. Beginning at age 72 ½, IRA’s have Required...

How Will Interest Rate Hikes Affect Annuities?

David Bollinger Annuity Sales Consultant Over the First Quarter, according to the preliminary results from the Secure Retirement Institute U.S. Individual Annuity Sales Survey, total U.S. annuity sales increased 4% to $63.6 billion, with fixed products benefiting from...

Tax Planning Season is Never Over

As we surpass the “official end” to tax season, as advisors we need to remember that tax planning season is never really over as much of our advice throughout the year has to take taxation into account in some way.  Chris Wholehan, President Wholehan Marketing...

Three-Party Life Insurance Tax Trap

Jody Horetski Life Insurance Consultant Families commonly take out life insurance policies to ensure their spouse and children receive the insurance proceeds in the event of their death. Although it may seem straightforward, there are common pitfalls of buying life...