by Jack Nachtrab | Apr 13, 2026 | Life, Uncategorized
Jack Nachtrab – Life Insurance Consultant Term insurance is the most common form of life insurance and is great for protecting income, covering mortgages, and providing affordable death benefit coverage during clients’ working years. However, many term...
by Jack Nachtrab | Mar 4, 2026 | Long Term Care
Jack NachtrabLife Insurance Consultant The Baby Boomer generation, controlling roughly 70% of the country’s wealth, will begin turning 80 this year. As the boomer generation ages, LTC and chronic illness benefits will be more valuable than ever. In an aging...
by Jack Nachtrab | Jan 19, 2026 | Life, Tax
Jack NachtrabLife Insurance Consultant It’s tax season once again- meaning it’s time for the annual discussion about RMDs. RMDs are a necessary part of retirement planning, but many clients don’t need the income or want the distribution, although they’re forced to...
by Jack Nachtrab | Dec 9, 2025 | Uncategorized
Jack NachtrabLife Insurance Consultant Effective January 1, 2026, clients will be able to take money out of qualified retirement plans prior to age 59 ½ and use that distribution to pay for LTC premiums – without incurring a 10% penalty. A few notes: Withdrawals are...
by Jack Nachtrab | Oct 27, 2025 | Life
Jack Nachtrab Life Insurance Consultant As we approach the end of 2025, recent studies highlight that Americans are living longer than ever. Average US life expectancy now sits at a projected 79.4 years. Although retirees need to plan to live longer, many remain...