A Smart Option for RMD’s

Jack Nachtrab Life Insurance Consultant After a 2-year hiatus, RMD’s (Required Minimum Distributions) are back for the 2021 tax year; those who turned age 72 by 7/1/2021 will need to take their RMD by 4/1/2022.  Many of these clients do not need or want the...

Life Insurance for College Tuition

Jack Nachtrab Life Insurance Consultant For the current 2021-2022 school year, the average tuition, room & board, and additional fees at a public university is $22,690 per year. In the 2000-2001 school year, that was the average cost of a private university. ...

Life Insurance is a Relationship Based Business

Jody Horetski Life Insurance Consultant Growing your life insurance business is essential and depends on your ability to build relationships with clients. No one likes to talk about death, which makes life insurance one of the hardest types of insurance products to...

Potential Tax Code Changes Favor Annuities

Annuity Sales Consultant As we near the end of the year, it is important to watch the pending tax code changes being discussed.  These changes could affect the planning you are doing with your clients and their overall financial plan.   The American...

The Gift that Keeps on Giving!

A child’s gift that won’t wear out or fall apart Jody Horetski Life Insurance Consultant As the holiday season approaches, the “most wonderful time of the year” can quickly turn into a stressful one as everyone is out and about looking for that perfect gift to give to...

A Smarter Way to Invest

Jack Nachtrab Life Insurance Consultant There are many changes to the tax landscape of the US on the horizon during the next few years of the current administration. One of the largest potential changes will be a 5% increase on the marginal capital gains tax rate for...