Using Cash to Help with Taxes In Retirement

Life Insurance Consultant Taxes are often an over-looked aspect of retirement planning for clients. Many people see their 401k or IRA balance and forget to account for taxes and RMDs. There are many ways to help lessen a tax burden in retirement and turn life...

The Net Cost of Insurance

Jody HoretskiLife Insurance Consultant When you are working with a client, especially a business client, they have a lot of options for coverage.  One way to help them make a decision on what fits them best is to show them a net cost analysis of their insurance...

A Smart Move for IRA’s

Chris WholehanPresident As we come to the end of Life Insurance Awareness Month, and at the same time look ahead toward the upcoming Tax Season, advisors can use the fourth quarter of the year to help their clients position assets to have a meaning impact on their...

Return of Premium- Give your clients options

Jack NachtrabLife Insurance Consultant Clients want options when it comes to life insurance. The want to know that they can get their money back if they no longer need the coverage and have the choice of whether to cash out or keep their policy in force. The policies...

Universal Life- not all policies are the same

Jack NachtrabLife Insurance Consultant A common form of permanent life insurance is a Universal Life policy. These policies have great flexibility in both the length of time the premiums can be paid and the number of years the coverage is guaranteed. But not all...

Prospecting and Generating Sales

Jody HoretskiLife Insurance Consultant The Lifeblood of your Business How do you determine your ideal customers and where do you find them? A good course of action would be to analyze your current group of clients and identify similarities … age, gender, income,...