Life Happens ~ Things Change

Jody Horetski Life Insurance Consultant Tis the Season to Review Use this time during the fall holiday season to identify what your clients’ needs are in terms of life insurance coverage and finding the best policy for the upcoming new year. Now is a good time to dive...

Don’t Forget About Term Conversions

Jack Nachtrab Life Insurance Consultant One of the best features of term policies is the option to convert the death benefit into permanent coverage without needing to show evidence of insurability again. Paying attention to the conversion features and reminding...

Life Insurance for Women

Jody Horetski Life Insurance Consultant Today, women are working harder than ever to provide for their families and contribute to the household income, share in the same responsibilities as men do when buying  life insurance to protect their family, replace lost...

AG-49 Regulation Update Explained

Jack Nachtrab Life Insurance Consultant On May 1, 2023, there will be an expansion of AG-49 specifically regarding illustrations of IUL products. This new regulation will limit the maximum illustrated rate of some indexes used by insurance carriers. The main objective...