Wholehan Marketing News & Articles

A Guaranteed Option for LTC

Chris Wholehan President Advanced Sales When listening to feedback from clients about traditional Long-Term Care Insurance, one of the most common objections to the coverage is the lack of guarantees: no guaranteed level premium, no guarantee they will use it, no...

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Pre-Planning for RMD’s

Jack Nachtrab Life Insurance Consultant Many clients save for retirement in qualified plans that defer taxation until the funds are withdrawn.  These qualified plans require distributions (RMD’s) to be taken starting at age 72, whether the client wants them or...

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Flexibility to Deal with The Unexpected

Tim Beauregard Regional VP-South What if you could increase the growth potential of your client’s retirement savings while maintaining access to their money in case the unexpected happens? What if you could also give clients the benefit of an annuity without a big...

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Coverage for Debt

Jack Nachtrab Life Insurance Consultant According to the Federal Reserve Bank of NY, over the last 7 years, household debt in the US has increased by $3.04 trillion. As Americans become less afraid of having debt in their financial plan, an increasingly overlooked...

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Extended Time to Plan

President, Chris Wholehan Are any of your clients business owners?  Perhaps they could benefit from a deferred compensation plan using life insurance for tax-deferred growth and tax-free income payments in retirement.  Or perhaps they could benefit from...

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Life Insurance Planning for Clients with Pensions

Jack Nachtrab Pensions in the private workplace are not as prevalent today as they used to be, however most public sector jobs still offer pensions. When it comes time for retirement, married clients are faced with the decision on whether to take a single-life payout...

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