Return of Premium- Give your clients options

Jack NachtrabLife Insurance Consultant Clients want options when it comes to life insurance. The want to know that they can get their money back if they no longer need the coverage and have the choice of whether to cash out or keep their policy in force. The policies...

Universal Life- not all policies are the same

Jack NachtrabLife Insurance Consultant A common form of permanent life insurance is a Universal Life policy. These policies have great flexibility in both the length of time the premiums can be paid and the number of years the coverage is guaranteed. But not all...

Term Conversions – A Great Option in Life Insurance

Jack NachtrabLife Insurance Consultant When it comes to life insurance, many clients today are looking for guarantees – guaranteed death benefit, guaranteed premium, even guaranteed underwriting results. If your clients’ current term insurance policy has...

Time to Safely Buy-In

Life Insurance Sales Consultant As the roller coaster of market uncertainty continues, many clients are unsure of what to do. One area that seems to be increasingly inviting is the area of indexes – especially those within a life insurance policy. The client has...