Why Stability Matters More Than Ever in 2026

by | Dec 15, 2025 | Annuities

Jacob Noble – Annuity Sales Consultant As 2026 approaches, both the life insurance and annuity markets are being shaped by a growing desire for stability. After years of market swings, political tension, shifting interest rate expectations, and ongoing economic...

A shift from VA to FIA

by | Nov 3, 2025 | Annuities

Jacob Noble – Annuity Sales Consultant Milliman Study: Rising VA Surrenders Reflect Market Shifts New research from global consulting firm Milliman shows a sharp change in variable annuity policyholder behavior, particularly among contracts with guaranteed...

Fed Rate Cut Signals Turning Point for Annuity Rates

by | Sep 22, 2025 | Annuities

Jacob Noble – Annuity Sales Consultant On September 17th, 2025, the Federal Reserve voted to lower the federal funds rate by 25 basis points, bringing the target range down to 4.00%-4.25%. This marked the Fed’s first rate cut of the year, citing a cooling labor...

Understanding RILAs and Their Competition

by | Aug 11, 2025 | Annuities

Annuity Sales Consultant Registered index-linked annuities (RILAs) are a newer type of retirement product that blends features of both fixed index annuities and variable annuities, offering a middle ground between safety and growth potential. Like variable annuities,...