As we all gear up for another tax season, help your clients take advantage of some current-day tax codes to help in their Long-Term retirement planning. Over the last two decades multiple new tax codes have provided tax incentives for those looking to protect the final decades of their retirement plan with a Long-Term Care Insurance policy. Thanks to HIPAA, the Pension Protection Act, and the Deficit Reduction Act, we have multiple ways to provide tax incentives to our clients using multiple types of LTCI policies in their retirement plan. Tax deductions still exist when paying traditional Long-Term Care Insurance premiums; Tax-free transfers can fund today’s Life/LTC or Annuity/LTC Hybrid policies…. And benefits are still tax free. Give the experts at Wholehan Marketing a call to discuss how you can help your clients use the tax code today and protect their tomorrow.
Annuitization vs. Income Riders: Helping Clients Make the Right Retirement Income Decision
David Bollinger Annuity Sales Consultant For many retirees, the need for steady, predictable income drives most financial decisions. But not all clients are the same. Some prioritize flexibility, access to funds, and the ability to adapt as life unfolds. That’s...