The coverage your client needs with a money back guarantee!
Looking for a product that can provide the essential funds to help your client with mortgage and loan protection, education expenses, or key-person protection?
Look no further, we have you covered!
Term life insurance is only guaranteed for a specific period of time and once the timeline is over, your premiums go up or your coverage is gone. Fortunately, it is possible to purchase a specific type of term life insurance coverage that won’t leave you empty-handed when your policy expires. With return of premium (ROP) term life insurance, you’ll pay a level premium for the duration of your policy, but you’ll get all of your money back at the end of the guaranteed term, income tax-free.
The ROP product offers the same great options as a standard term policy but has a money back guarantee. Key features include:
- 20-, 25- and 30-year guaranteed term period options
- Convertible to an eligible permanent insurance product at the earlier of age 70 or the end of the term period
- Minimum death benefit amounts of $25,000
- Rates based on actual age
- Non-cigarette tobacco users are eligible for nonsmoker rates
Contact the experts at Wholehan Marketing!
We’ll make sure you’re getting the coverage that’s right for you.