Life Insurance for Women

Jody Horetski Life Insurance Consultant Today, women are working harder than ever to provide for their families and contribute to the household income, share in the same responsibilities as men do when buying  life insurance to protect their family, replace lost...

College Funding – Think Life Insurance!

Jody Horetski Life Insurance Consultant The fall semester for college is right around the corner and many parents have the expensive cost of tuition on their minds. Rising college bills, plus the cost of dorms, travel and books really adds up. If you have a who will...

Value through Fact-Finding Conversations

Jody Horetski Life Insurance Consultant A fact-finding conversation is not just about gathering information, it is about connecting with your client on a personal level to understand their needs.  Fact-finding conversations help determine how much insurance is...

IRA Maximization ~ Tax Elimination Strategies

IRAs were created as a tax-advantaged way to encourage personal retirement savings, allowing tax-deductible contributions and tax deferred growth. However, IRAs were not made as a vehicle to pass wealth to future generations. Beginning at age 72 ½, IRA’s have Required...