Value through Fact-Finding Conversations

Jody Horetski Life Insurance Consultant A fact-finding conversation is not just about gathering information, it is about connecting with your client on a personal level to understand their needs.  Fact-finding conversations help determine how much insurance is...

IRA Maximization ~ Tax Elimination Strategies

IRAs were created as a tax-advantaged way to encourage personal retirement savings, allowing tax-deductible contributions and tax deferred growth. However, IRAs were not made as a vehicle to pass wealth to future generations. Beginning at age 72 ½, IRA’s have Required...

Three-Party Life Insurance Tax Trap

Jody Horetski Life Insurance Consultant Families commonly take out life insurance policies to ensure their spouse and children receive the insurance proceeds in the event of their death. Although it may seem straightforward, there are common pitfalls of buying life...

Life Insurance is a Relationship Based Business

Jody Horetski Life Insurance Consultant Growing your life insurance business is essential and depends on your ability to build relationships with clients. No one likes to talk about death, which makes life insurance one of the hardest types of insurance products to...

The Gift that Keeps on Giving!

A child’s gift that won’t wear out or fall apart Jody Horetski Life Insurance Consultant As the holiday season approaches, the “most wonderful time of the year” can quickly turn into a stressful one as everyone is out and about looking for that perfect gift to give to...