College Funding – Think Life Insurance!

Jody Horetski Life Insurance Consultant The fall semester for college is right around the corner and many parents have the expensive cost of tuition on their minds. Rising college bills, plus the cost of dorms, travel and books really adds up. If you have a who will...

Value through Fact-Finding Conversations

Jody Horetski Life Insurance Consultant A fact-finding conversation is not just about gathering information, it is about connecting with your client on a personal level to understand their needs.  Fact-finding conversations help determine how much insurance is...

IRA Maximization ~ Tax Elimination Strategies

IRAs were created as a tax-advantaged way to encourage personal retirement savings, allowing tax-deductible contributions and tax deferred growth. However, IRAs were not made as a vehicle to pass wealth to future generations. Beginning at age 72 ½, IRA’s have Required...

Three-Party Life Insurance Tax Trap

Jody Horetski Life Insurance Consultant Families commonly take out life insurance policies to ensure their spouse and children receive the insurance proceeds in the event of their death. Although it may seem straightforward, there are common pitfalls of buying life...

Life Insurance is a Relationship Based Business

Jody Horetski Life Insurance Consultant Growing your life insurance business is essential and depends on your ability to build relationships with clients. No one likes to talk about death, which makes life insurance one of the hardest types of insurance products to...